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John Hoffman, a managing director at Northern Trust and head of its wealth advisory practice, says business owners contemplating a sale need to be educated on diversifying into a broader portfolio. The co-signer has to have great credit because they are responsible for making the loan payments if you don’t. Work on projects that require technical knowledge, teamwork, problem solving skills, and effective communication skills. The first rule, regardless of the source of financing, is to start by obtaining a pre-approval for the amount of the vehicle you wish to finance. 
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